Financial Planning and Advice Blog for Syracuse
Want to keep up with the latest news in the financial sector? HighPoint Advisors in East Syracuse, NY makes sure all our clients have the latest up to date financial information to better plan for their future. Feel free to browse the blog below to learn more about the current financial market.
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The Millennial’s Guide to Financial Adulting
By Sarah Flick September 25, 2019 No Comments
It happens quickly – you trade in your graduation cap for your first real job, first apartment and perhaps your very first car. But six months after graduation day, that first student loan payment arrives, and almost instantly, you feel overwhelmed. You knew adulting would be tough, but you had no idea how difficult it would really be until that very moment. More than any generation that came before, millennials are facing the highest rents, highest home prices and highest college costs. When you consider these factors, it makes sense why so few young people feel financially secure. Fortunately, you’re not alone. Financial professionals Joseph Viviano, AJ Loedel and Patrick Newton of HighPoint Advisors understand the challenges millennials experience all too well. And they want you to know that a lot of what makes adulting so hard is actually what financial advisors do, like creating a budget, saving for a first-time home purchase, and managing an investment portfolio.“After graduating college, likely with thousands of dollars in student loan debt, many young people ask, ‘Where do I start?’” says Loedel. Even after you’ve established yourself as a young professional, it's easy to feel lost, confused and alone when it comes to financial planning. You may assume you don't have enough money to speak with an advisor or that your questions are too basic. However, with the help of a financial advisor, millennials can start adulthood off on the right foot. (more…)...
In the Driver’s Seat
By Sarah Flick September 13, 2019 No Comments
When it comes to investing for retirement, it’s up to you to decide how to manage your plan.Your company offers a major benefit through its retirement plan — a powerful vehicle that helps you save. It’s up to you to decide how to make the most of its many features, including deciding on your investments. But you don’t have to go it alone... whether you want to “do it yourself,” have a professional “do it for you” or “get some help doing it,” most plans offer a wealth of resources to get you started and keep you on track.